Last updated: 16/10/2022

How we pick our products

33Products analysed

44Hours spent

33Evaluated articles

130User reviews

Cat insurance is a type of pet health insurance that covers the cost of veterinary care for your cat. It can also cover other expenses, such as food and litter if you have to keep your cat at home while he or she recovers from an illness or injury. Some policies may even reimburse you for lost wages incurred by taking time off work to take care of your sick kitty.

Cat Insurance: Bestsellers and current offers in the UK

The best cat insurance in the UK: Our selection

Cat Insurance: Frequently asked questions

What types of Cat Insurance are there and what determines a good product?

There are two types of Cat Insurance, one is a policy that covers all your cats for any illness or injury. The other type only covers specific illnesses and injuries such as Cancer, Feline Immunodeficiency Virus (FIV), Feline Leukaemia Virus (FeLV) etc. This second type can be very useful if you have an older cat who has been diagnosed with these conditions but it will not cover them for anything else so make sure you check the terms before purchasing this kind of insurance to ensure it meets your needs.

There are many factors that determine a good Cat Insurance. The most important factor is the coverage amount and policy period, which should be adequate to cover your pet’s medical expenses throughout its life time. Another important factor is the deductible; it determines how much you have to pay for each claim before insurance kicks in. You can also look at other features such as reimbursement of preventive care costs, wellness plans etc., but these may not necessarily make an insurer better than others if they don’t offer competitive rates or sufficient coverage amounts (remember that what matters most when buying any kind of insurance is getting enough value for money).

Who should use a Cat Insurance?

Anyone who owns a cat and wants to protect it against the cost of unexpected illness or injury. Cat Insurance is especially useful for people with indoor cats as they are more likely to suffer from health problems than their outdoor counterparts.

Based on what criteria should you buy a Cat Insurance?

The criteria for buying a cat insurance policy are the same as those you would use to buy any other type of pet insurance. You should look at your budget, how much money you can afford to pay out in premiums each month and year, what kind of coverage is available from different companies and their reputation with customers who have used them before.

There are many things to look for when comparing a Cat Insurance. The first thing you need to check is the coverage and what it covers, as well as any exclusions that may be present in your policy. You also want to make sure that they have an emergency hotline available 24/7 so if something happens at night or on weekends, someone will still be able to help you out with whatever issue comes up. Another important factor is how much of a deductible there is on each claim – some companies require more money from their customers than others do before paying out claims which can add up over time and become quite costly. It’s always best not only find one with great coverage but also one who offers competitive prices too.

What are the advantages and disadvantages of a Cat Insurance?


The main advantage of a Cat Insurance is that you will be able to get the best possible treatment for your pet in case it gets sick or injured. Also, if your cat dies due to an accident or illness, then the insurance company will pay out money as per the policy terms and conditions.


The main disadvantage of a Cat Insurance is that it can be very expensive. If you have an older cat, or one with health problems, the premiums could be high and they may not cover all your costs if something happens to your pet. It’s also worth noting that some policies don’t pay out for certain conditions such as cancer or heart disease so make sure you check what these are before buying any policy.

Shopping Guide: Everything you need to know

Which brands and manufacturers are represented in our review?

In our review, we present products from various manufacturers and suppliers. The list includes products from the following brands and manufacturers, among others:

  • Cj’s
  • Protect your

What is the price range of the featured products?

The cheapest Cat Insurance in our review costs around 8 pounds and is ideal for customers who are conscious about their money. However, those who are willing to spend more money for better quality can also spend around 34 pounds for one of the more expensive products.